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Efficiency and Organization

Efficiency and Organization Efficiency and Organization Efficiency and Organization

More efficiency, More organization, More achievement!

More efficiency, More organization, More achievement!More efficiency, More organization, More achievement!More efficiency, More organization, More achievement!

Efficiency and Organization in your Personal Finances

10 Ideas and Tips for Planning and Preparing for a Recession

How to Organize Personal Finances in 20 Easy Steps and Strategies

How to Organize Personal Finances in 20 Easy Steps and Strategies

A recession, or a slowdown in the economy, appears to be headed our way.  We can get organized with our money and lives to be well-prepared and plan for the financial challenges ahead.  Get the ideas and tips from this article to be ready!  

Click here to get all ideas and tips from the article

How to Organize Personal Finances in 20 Easy Steps and Strategies

How to Organize Personal Finances in 20 Easy Steps and Strategies

How to Organize Personal Finances in 20 Easy Steps and Strategies

person using a calculator with a laptop in the background, and a pen on the other hand

Being disorganized with finances can lead to:

· Unpaid bills

· Late fees and finance charges

· Not being able to make larger purchases in life and therefore suffering the consequences

Click here to read the entire article with 20 steps and strategies

How to Save for a Down Payment to Purchase Your First Home

How to Organize Personal Finances in 20 Easy Steps and Strategies

How to Create and Maintain an Organized Monthly Personal Budget

Are you trying to buy your first home or condo? Is it difficult for you to save enough money for the down payment? Are you looking for strategies to save money to take this big financial step in your life?


Click here to read the full article with 20 strategies

How to Create and Maintain an Organized Monthly Personal Budget

How to Create and Maintain an Organized Monthly Personal Budget

How to Create and Maintain an Organized Monthly Personal Budget

Questions


· Do you have a plan for how much money you are going to spend each month?

· Do you feel like you can use more organization with your personal finances?

· Do you think you would achieve more of your financial goals if you had a better handle on your income and expenses?  

Click here to read the complete article

What to Do When Your Job Is Not Paying Enough | 4 Helpful Hints

How to Create and Maintain an Organized Monthly Personal Budget

What to Do When Your Job Is Not Paying Enough | 4 Helpful Hints

woman looking out the window at her job

Do you have a lot of expenses and feel the financial crunch each month? Are your personal finances creating too much stress for you? Do you need to save money but find it impossible with your current salary?    


If you answered yes to any or all these questions, this article would offer 10 helpful ideas.

Click here for the entire article

25 Daily SMART Goals to Save Money and Achieve Financial Goals

How to Create and Maintain an Organized Monthly Personal Budget

What to Do When Your Job Is Not Paying Enough | 4 Helpful Hints

glass of coins with plant growing out of it

Do you want some ideas on how you can save money each day? 

Is saving money difficult for you? 

Do you have big financial goals you want to achieve but need helpful ways to save money?    


If you answered yes to any or all these questions, please keep reading!   

Click to read the complete article

How to Live Below Your Means to Achieve Your Financial Goals

How to Live Below Your Means to Achieve Your Financial Goals

How to Live Below Your Means to Achieve Your Financial Goals

Are you trying to save some money but having difficulty with the process? Do you have significant financial goals to achieve and need some strategies to make them happen? Do you want to get some ideas and tips on living below your means?  


If you answered yes to any of these questions, this article will help!


Saving money could be challenging.  Living below your means could be even more difficult!  What is living below your means?  Intuit Mint says, "Simply put, to live below your means, you must not spend more money than you earn. So, if you spend less or equal to the amount of money you make each month from your job and other sources of income, you're below your means." For example, if you make $3,000 per month, you can only spend $3,000 or less than that amount.  If you make $5,000, then that's your threshold each month.  

Read the entire article with specific strategies and infographics

25 Action Plan Ideas to Save Money Fast on a Tight Budget

How to Live Below Your Means to Achieve Your Financial Goals

How to Live Below Your Means to Achieve Your Financial Goals

If one of your financial goals is to save money to meet your financial goals this year, choose from a few of these 15 action plan ideas.  You will meet your financial goals timely and use that money for whatever needs, like vacations, down payments, emergency funds, and more. 

  • Do you have any financial goals you want to achieve this year?  
  • Are you trying to find ways to save money, even on a tight budget?
  • Is it one of your New Year's Resolutions to save money?
  • Are you trying to stay within your budget for the next 12 months?

If you answered YES to any of these questions, this article can give you some ideas, hints, and tips on how you can save, even on a tight budget.


Saving money is challenging, especially when the economy is going through a recession.   

Read complete article with 25 action plans

8 Ideas and Tips on How to Pay off Credit Card Debt Fast

How to Live Below Your Means to Achieve Your Financial Goals

3 Reasons Why I Have Earthquake Insurance for My Home in CA

Most people get into credit card debt unwantedly and unwittingly.  They have no intention of actually falling into debt; they figure they can use a card to pay for something now and pay off the balance in a matter of 2 or 3 months.  After falling into debt, it's very difficult to pay off of it, and that weight of owing money to financial institutions is heavy.  Not only that, but the cost of borrowing is high.  The interest fees on a balance due are high for credit cards.


There are so many benefits to paying off credit card debt, including:


  • Less stress
  • Better credit score
  • Self-confidence boost
  • Becoming more organized with finances
  • Earning the knowledge to teach others
  • More financial freedoms

Get the article with 8 tips and ideas

3 Reasons Why I Have Earthquake Insurance for My Home in CA

3 Reasons Why I Have Earthquake Insurance for My Home in CA

3 Reasons Why I Have Earthquake Insurance for My Home in CA

I have had earthquake insurance for my home for over 10 years now.  I keep making the payments and renewing.  I know another earthquake will come our way, if not sooner but later - I live in California!  In this post, I share the main reasons I pay for expensive earthquake insurance.  You can decide after you read whether any of my reasoning resonates with you. 

Read the complete article

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10 Ideas and Tips for Planning and Preparing for a Recession

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20 SMART Goals to Save for a Small Family Vacation

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10 Steps and Strategies to Become More Financially Organized

Personal financial organization can be achieved!  

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An Organized Approach to Purchasing of Insurance Policies

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Downloads

Monthly personal budget example (pdf)Download
Monthly personal budget template (pdf)Download
Steps and Strategies to Become More Financially Organized (pdf)Download
SMART Goal Worksheet for Personal Finances (pdf)Download
10 Ways to Save for a Down Payment of a New Home (png)Download
Data and Statistics Dealing with Personal Finances (png)Download
Benefits of creating and maintaining an organized monthly budget (png)Download
Data and Statistics on Wages, Poverty, and Financial Situations of American Households (pdf)Download
20 SMART Goals to Save for a Small Family Vacation (pdf)Download
25 Daily SMART Goals to Save Money (pdf)Download
What insurance policies should you typically think about purchasing (pdf)Download
8 Ideas and Tips on How to Pay Off Credit Card Debt Fast (pdf)Download
Data and Statistics on Credit Card Debt (pdf)Download
10 Ideas and Tips for Planning and Preparing for a Recession (pdf)Download

Videos

Specific Actionable Strategies to Save Money for a Down Payment | Using an Organized and Efficient System

 

Create a PERSONAL BUDGET FORM Using Microsoft Excel to Become More ORGANIZED with Finances

ORGANIZING PERSONAL FINANCES EFFECTIVELY to Reduce Debt, Save Money, and Achieve Financial Goals

SAVING MONEY HACKS and Suggestions – Especially on a Tight Budget (Getting Organized with Money)

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